Judging from the asset reports emerging from their drilling operations it does apprear that Tirex has a valuable holding that one day will provive the company with highly profitable results. The problems, of course, are the current stock market environments around the world and the considerable amount of time and money that it takes to develop mining properties.

Still, at some point Tirex Resources is a company that the patient investor may do well with. As always you should conduct your own research to determine if Terex is for you. The company letter follows:

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Overall equity markets have obviously been very volatile (and extremely weak) as of late, and we at Tirex haven’t been immune to this overall equity market downdraft.

I think it is important to remember, in times of fluctuations like this that seem inevitable in equity markets, that what we are dealing here with a “company” and NOT a “stock”. That said, I know how painful it is to watch the fluctuations on the downside, so I wanted to remind you of a few key points in relation to Tirex and the market we are within. I can’t tell you whether or not this a good opportunity to buy more shares of Tirex at these levels as only you and your Investment Advisor can decide on that conclusion. Here are a few facts and comments for your consideration:

1.) Tirex has exposure to a basket of metals rather than an individual metal

Copper – Tirex has the heart of the traditional Albanian copper mining District. Based on what is currently known about the District, copper is the key base metal within the Mirdita District. Currently, Tirex is drilling at Gurthi Central, which was the last producing copper mine in production in Albania. As per our July 9th News Release, historic data indicates that Gurthi Central consists of two deposits, both open for expansion. The first deposit was in production when copper mining operations in the country ceased while the second deposit was being prepared for production. Former copper miners report that this copper mine was shut down in 2000 due to political and metal market factors and not lack of mineral.

Zinc – the opportunity at Mirdita existing for Tirex on the zinc side of things is that zinc was completely ignored by the Albanian state-run mining operations as copper was the sole focus. While there was significant information regarding historically zinc-rich deposits at Mirdita, zinc was never mined by the Albanians, reportedly due to lack of processing facilities within the isolationist state-run mining industry within Albania. There is significant, and previously undeveloped, potential for zinc at Mirdita.

Gold – as you can see by analyzing our drill data from Koshaj and our selected samples noted within the Technical Summary Report on the property, gold will be a big focus for Tirex going forward due to the grades we have seen thus far. Before Tirex started exploration operations in Albania, gold potential in that country was largely unknown. After Tirex pulled the first hole out of Koshaj (described in the March 3rd, 2008 News Release) which had 65 metres (213 feet) core length of 2.7 grams per tonne gold (in addition to high base metal values), people started to take notice that Albania might be highly prospective for gold. Gold values in past state-run mining operations in Albania were largely guarded as a state-secret, so we have been very pleasantly surprised thus far with our findings since working in the country. There are a lot of people very excited by gold fundamentals right now, and we couldn’t be more pleased with our “first-mover” status in terms of exposing Albania as having great gold potential.

Silver – silver was never assayed for in Albania during state-run exploration; therefore we have, again, been very pleasantly surprised by the good silver numbers in our assay results announced to date.

2.) A District of Projects rather than an individual project

Tirex is not a one project company. We have had excellent initial success in the field in our first target areas of examination, but this is just the start. We have 17 known historical deposits (9 of which were formerly in production) and 102 geophysical targets generated by flying the country’s first ever airborne geophysical survey. The opportunity exists here because we will be conducting the first ever large scale and modern exploration in this District’s history. In addition to our goal of defining and expanding known deposits through the use of modern technology and modern geological interpretation, we also have the opportunity for pure discovery though drilling many of these geophysical anomalies that have had zero previous exploration work.

3.) Funding

Tirex has completed two secondary private placements since our Initial Public Offering, both above $2.00 per share and both with no warrants. This has put us in a solid financial position to ramp up and intensify our exploration program. We are now adding a third drill to the already large program.

4.) Technical Team and Management Team

We have a first class management team leading our corporate operations and a first class technical team in the field leading our geological program. For those of you who haven’t done so already, I encourage you to visit our website at Tirex Resources to take a look at the history of success the individuals on our team have had within the mineral exploration and development industry in their careers.

Lastly, after discussing some of the fundamentals, I make note of the share price dynamics of this company:

1.) Tirex traded to a high of $4.17 per share, during the last 10 months

2.) Since that time, Tirex has put out further excellent assay data and has financed at $2.10 and $2.75 per share to intensify the district-scale exploration program

3.) Tirex has traded well in excess of its entire float over $2.00 per share since the Initial Public Offering

4.) Tirex is now ramping up onsite at Mirdita with a very busy summer schedule including the drilling of a major target, Gurthi Central.

Thank you, again, for following the progress of Tirex at this early stage. I trust that you will find the above compelling and look forward to keeping you abreast of our progress as news flows from Mirdita.

Regards,

Bryan Slusarchuk
CEO

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At one point or another we all think, wouldn’t it be nice to be my own boss and work at home. This dream to some of us is becoming a reality for many. To see if you can make this happen in your own like, consider the following.

If you’re smart you will try to get this new venture going before you leave your old job. If you keep your old job, and work at the new business part time, you are taking a sound approach. If you decide to quit, and jump straight in, you will be under tremendous pressure to succeed. This has caused many businesses to fail that otherwise would have been huge winners.

By keeping the bills paid with your old job you can take your time. Many good business ideas, that would have succeeded, fail due to financial problems. Wait until your new venture is making money before leaving your old work.

When you are making money, this will have been generated from part time hours of work. So, now that the money is coming in and you’re quitting your old job, do you work at your new business full time? You can of course, but since you are now making good money you could also just stay part time. Think of all the free time you will have.

If you could make three or four thousand dollars a week working part time, would you be happy? Very few people wouldn’t be. The hard work you put in, doing two jobs at once in the beginning, will have been worth every second. Now you can work part time, work for yourself, work at home, and make more money.

First, find something you like. If you have a hobby that can become a business you will have a job that you love that can last a lifetime. If you don’t find something like that, then connect your new venture with what you want to get out of life. This will give you the focus and drive needed to succeed on your own.

Let’s look at one or two types of businesses that might fit our needs. Network marketing (MLM) can be a good way to build a nice residual income. Selling products on the internet can be a great choice.

Network marketing has some nice benefits. You gain from the efforts of people you bring into the company. Additionally, residual income is created with the right program. This is a good business if you have good people skills.

This works because a network marketing company doesn’t advertise. You, as a marketer, are paid for products sold by you and your team. If you build a good foundation this can generate residual income that can last for years.

If you don’t feel you are a good face to face salesperson, selling online might be perfect for you. People will order from your website, and you will fill the orders. One of the most incredible things about selling online is the your store is open all day, every day.

These are just a couple of the possibilities to choose from. They, and other opportunities, give you a chance to work from, and be your own boss. Often you will be able to make more money and work fewer hours!

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Roth IRAs significantly differ from traditional IRAs, however the best investments for Roth IRAs also differ. A traditional IRA offers limited options for investing your money, for saving, and for using your money.

Roth IRAs are designed for people who are ready and willing to gamble with their money. When you choose a Roth IRA, you are choosing to have taxes taken out going in, not coming out, hoping that the your tax bracket will get higher after retirement. It makes great sense that an individual using a Roth IRA is also an individual who likes taking aggressive risks with at least a part of their IRA.

When you’re young and anticipating at least ten years growth before you start cashing in your IRA, aggressive investing is best. With the Roth IRA, limits on investing are minimal and mostly concern keeping the direct and most indirect benefits away from you. For this reason, you can’t buy a home to rent out with your IRA - and then rent it to yourself. Otherwise, the sky is the limit.

The Roth IRA is a low-cost diversified mutual fund that is best for people who don’t understand investing and want to move their cash into something that builds equity faster than putting it in the bank. The overall risk with buying shares in a pre-diversified stock pool is lower than with other IRAs and keeps the yield and growth of the fund high.

Another great Roth IRA ivestment is real estate. Many people aren’t aware that the rules for IRAs are set up so that you can purchase real estate to include in your IRA portfolio. A preferred choice is purchasing your future retirement home with your IRA cash and then renting it until you can retire and move in. This type of transaction requires setup through a custodial account. Working with an IRA firm or counselor is best to prevent transaction errors that can result in huge penalty from the IRS.

A venture capital investment fund within your Roth IRA account allows you to take a direct interest in the work your money is doing. You can make small or large investments in new and established companies. Even though this is a high risk venture, being able to watch what your money is doing gives you a great deal of satisfaction.

However, for those who are close to retiring, it may be best to let your bank handle your Roth IRA investment. Your bank knows that as your IRA reaches maturity, your funds should be in low-risk investments like bonds.

When investing with a Roth IRA, limits are only in your mind. The best Roth IRA investments are the ones that are appropriate to your fund’s age, to your interests, and to the amount of cash you have right now to sink into it. Whatever your dreams, your well-invested IRA can help you get there.

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Among the most practical investments available to us, real estate takes a very high place. Investing in the right location at the right time always brings you a good profit, because of the gradual appreciation and demand for it. Most people first consider investing in domestic property, with good reason, because they prefer something close to home.

But, overseas property investments are gaining popularity, although it may seem risky at first. Both small and big-time investors are constantly looking in to real estate investment opportunities around the world. The reason for this influx in demand is the way most countries market their tourism industry, which draws potential expatriate investors in huge numbers.

One such prime property location is Javea, in Spain. Located on the Costa Blanca coastline, Javea is home to lovely beaches and Mediterranean climate. It’s the right time to invest in Javea property, because it’s currently being marketed as a hot real estate opportunity.

Spain’s economy has taken great strides in the last ten years, and the real estate market is primarily responsible for this. The real estate market is responsible for a remarkable 7.5% of the country’s GDP, and the construction industry employs a whopping 13% of Spain’s workforce. In the decade 1996 - 2006, the real estate market in Spain rose an incredible 150%. So it is obvious that Spain is the right place for real estate investments right now!

Javea, with its pristine beaches and breathtaking beauty, is the ideal place to make a property purchase. Your investment value will double or even triple within a very short time period and you can make the property your holiday home. Probably the best aspect of investing in Javea property is that you can rent out your villa or apartment when you are not around. Holiday makers are eager to rent luxury homes instead of buying any property. You can make quite an income through renting out and make an even more profitable venture out of your investment.

Another factor to consider is Javea’s solid economy. A good number of people from the UK have settled in Javea, and that will not only stabilise, but improve the economic situation.

Javea property consists of villas, houses, apartments and land, all of which have the attributes found in stable, long-term investments. Villas for sale in Javea tend to attract a higher number of investors. Javea is a place to buy some prime property, regardless of your budget limitations.

Javea is also a developing area with strict building policies to make sure that the natural beauty of the area remains untouched, which ensures that it will remain a prime tourist location. This makes real estate in Javea a practical and profitable way of investing your money.

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The idea of locating a florist in San Francisco can be overwhelming. The trouble is not trying to locate a florist, but trying to sort through the innumerable quality florists who sell fresh San Francisco flowers. There are a huge variety of bouquets to choose from.

Florists in San Francisco have a motto that they live by that is based upon the enjoyment and use of flower power. Their floral arrangements reflect this attitude, and they offer artistic bouquets and floral arrangements based upon it. San Francisco florists novel approach to flowers leads them to provide exclusive flower collections for special occasions. Flowers are generally considered an excellent way of expressing feelings, combined with a variety of other gifts such as chocolates and personalized gift baskets.

San Fransisco florists are known for creating the most wonderful and beautiful arrangements. Florists in the city even have special access to the San Francisco Botanical Garden and the Conservatory of Flowers, which gives state-of-the-art knowledge about flowers and all their qualities.

San Francisco residents are fortunate in getting lovely flower arrangements from San Francisco florists and these include exquisite flowers like kangaroo paw or protea or distinctive flora akin to the flowers. Sometimes neighboring San Francisco florist, as a part of their flower arrangement, include items of non-flower category such as gourds, pumpkins, pinecones, wheat and cornucopia baskets and deliver by a neighboring San Francisco florist.

A florist gets inspiration not only from supply of unusual and exquisite flowers but also from speedy delivery and supply of fresh flowers. The parks and gardens in San Francisco give its people the pleasure of seeing wild flowers and various bulbs. In case you buy flowers online, San Francisco online florists not only give you unique flowers but also are efficient in flower delivery. It can be seen that these florists supply you with fresh flowers available in your locality which obviously mean that you will be able to send freshest of flowers to your kith and kin that are dear to you. Purchasing locally has the advantage since the flowers will be delivered on the same day.

Florists are experts when it comes to helping you show your true feelings with a perfect floral arrangement. You may overlook some of the details, but rest assured that your San Fransisco florist won’t. There’s no better way to pick just the right flowers for your recipient. Seasoned florists have years of experience working with flowers behind them, and they can immediately see what looks right and help you to say whatever you’re feeling with flowers.

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If you would like to buy a home, but you have past credit problems, recent FHA loan program changes may give you an answer to your problems. FHA has been backing mortgages for a long time, but guidelines have been revised substantially over the last few years. Changed so much that the real estate broker or home owner you are trying to negotiate with probably will not know the requirements of the program.

The initials ”FHA” stand for Federal Housing Administration. The FHA is a part of the Department of Housing and Urban Development (HUD). When you see HUD homes for sale, they are foreclosed homes that were financed with mortgages guaranteed by FHA.

The FHA program was started in 1934 under the National Housing Act with the stated purpose of opening up credit and home ownership opportunities for potential home owner’s who may have had credit problems, have a limited credit history, or lower income than allowed on conventional mortgages

FHA expands home ownership opportunities by guaranteeing lenders that HUD will pay off the mortgage if the borrower fails to pay. Because of this FHA mortgage insurance, lenders are able to approve riskier loans for home buyers who don’t fit conventional mortgage guidelines.

FHA insured mortgage guidelines were designed to accommodate the situations faced by first time home buyers, but any borrower without an outstanding FHA loan guarantee is eligible to use FHA to purchase or refinance. The standard FHA program is not for purchasing non-owner occupied investment property.

Many experienced real estate brokers and home sellers have heard horror stories about FHA’s excessive red tape and are therefore reluctant to recommend that buyers use an FHA loan. At one time, FHA regulations were much restrictive and resulted in higher fees for home sellers. Processing times on FHA loans often delayed the sale of the property while fighting with underwriters over silly bureaucratic issues. However, today these issues are almost completely resolved.

If your real estate agent, or potential home seller, is balking at accepting your purchase offer with FHA financing, here are 8 reasons they should reconsider:

1. Low down payment. Typically 3% of the purchase price AND gift funds are allowed for the entire down payment, closing costs and prepaid items. These gift funds can come non-profit foundations with easy qualifying requirements.

2. The seller can pay up to 6% of the total sales price for closing costs and prepaid expenses. This allows a buyer to negotiate an agreement which results in having to bring absolutely no cash to the closing!

3. The borrower is not required to have any financial reserves. You can qualify for an FHA insured loan with $0 in your checking or savings account!

4. Recent FHA appraisal reform eliminated the need for minor cosmetic repairs to the property before closing. The program now allows ”as is” appraisals and no longer requires automatic inspections for termite, well or septic. These conditions were part of the red tape that aggravated sellers and agents so much in the past.

5. No FHA required minimum credit score. HUD’s automated underwriting system named FHA Total Scorecard relieves borrowers of the need to write detailed credit explanations, pay off old collection accounts, or meet an arbitrary debt to income ratio.

6. If the automated underwriting system does not approve your loan, the loan may be underwritten manually and the underwriter is given discretion to use common sense in the decision to approve the loan. The underwriter often does not have this discretion on conventional loans where they are not allowed to override the automated decision.

8. Never any prepayment penalties. Many loans borrowers with credit problems have been getting including significant penalties if the loan is paid off within the first 3-5 years. Such prepayment penalties inhibit refinancing for a lower rate or to lower debt payments. FHA loans have no such prepayment penalties. FHA loans even allow for “streamlined refinancing” As long as a borrower has made mortgage payments on time, there is no requirement to produce all of the qualifying documentation again in order to refinance.

FHA insured mortgages greatly benefit both buyers and home sellers. There would be many fewer potential buyers for the seller’s home without FHA. This program allows borrowers with past credit difficulties and no cash out of pockett to be given the same low fixed mortgage rates as the best perfect credit borrowers.

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Many businesses are allowing some employees to telecommute, or work from home. The congress even passed legislation forcing some government agencies to let workers telecommute. Funding for these agencies will decrease if they don’t comply.

There are lots of jobs that can be done at home. If you can show your boss how it benefits the company, you have a good chance to get him to let you work at home. Monitoring productivity is usually the greatest concern your boss will have.

If you want to make this change you need to convince your boss that you can be productive. Show them that you can get the work done. If you can do that, you have a good chance to start saving gas.

Of course, if your boss won’t let you telecommute, you can strike out on your own. Many companies welcome getting work done by outside sources. If you have the right skill set you can get plenty of work.

Lots of businesses hire people to take phone calls. And, they let you do this from home. If you’re good on the phone, this might be a good option.

Small businesses need accounting work done. They don’t have enough work to hire full time accountants, so they will hire outside the company. As a skilled accountant you can help a few companies at once, and develop a nice business this way.

Even secretaries can work from home. Small companies that are home based will need this work done. They don’t have an office so hiring a home based secretary is the answer. And, they could hire you part time.

Clerical work is another popular type of work you can do from home. Companies need writers for various reasons, advertising, creating forms etc. If you have good writing skills, there is work out there for you.

Lots of businesses need help with their billing. You might need some software and some experience to do this. Billing can be a real pain for small businesses, that’s where you come in.

Businesses need to be flexible. Committing to too many employees can be restricting. By outsourcing a lot of work you remain flexible. You can change your workforce quickly, without having to fire people.

With high speed internet, communication and transferring data is lightning fast. This has made telecommuting possible. This often benefits both the owners and the workers.

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A checkbook IRA allows you to have checkbook control of your IRA retirement account.

If have been an investor in real estate for any amount of time, then you know first hand how quickly unintended expenses can eat up your potential profits. A few trips to the local hardware store, a few simple mistakes by an inexperienced contractor can affect your potential return on investment.

Now consider for a moment the thought of having to get approval from your IRA custodian every time you needed to pay an expense related to your investment. It can be time-consuming, expensive and downright annoying, especially if you are up against a deadline. This is no way to handle what is arguably the most important asset you have or is it? After all, sometimes the best opportunities are found “on the spot.”

Checkbook control means being able to buy supplies when you need them, not only after you have caught up with your custodian for an approval and a signature. As you probably already aware, some of the best investment opportunities are made light years before others find out about them. Without checkbook writing privileges, great investment opportunities could be lost forever. This issue alone could cost you potentially thousand of dollars.

How does a Checkbook IRA Expand Your Investment Options?

Having checkbook control means you get to manage your IRA retirement account to maximize your retirement investment. Checkbook control of your IRA gives you the ability to invest in practically any way you see fit. The following is a short list of what you can invest in with your Checkbook IRA: undeveloped land, tax liens, hard money loans, private notes, commercial real estate, discounted paper - the list is practically endless.

Checkbook control gives you the ultimate control over your retirement funds. Call Truly Self Directed IRA (TSD-IRA) to learn more at 877-339-4559.

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People are making money online in all sorts of ways. This means your opportunity for a home based business is there for the taking. Continue reading for some examples of how people are making a living through the internet.

Selling online is a perfect example of an internet money maker. Nearly any type of product you can think of is sold on the internet. It’s simple, set up an account online, get your products online, and off you go. Then, when you make a sale, you deliver the goods. You can even avoid the shipping if you sell stuff that can be downloaded directly from your site.

This one might seem a little more amazing, but lots of people are making a living playing online poker. If you have patience you can start with a very small investment and build profits. Then you can slowly enter bigger and bigger games. Of course, you need to learn a game that you can beat the other players at, to see your profits grow. A good online player can make a huge amount of money just sitting at home playing poker.

Many people are doing what is called day trading. This involves learning to buy and sell stocks quickly, catching the short term swings. Again, the potential is virtually limitless for this business.

The futures markets are another avenue people are using to work at home. Although there can be high risk in futures, the upside is massive. Through the use of options, you can control how much you risk. You can be making a great living from home with futures.

Everything you can think of is sold by people with various types of web stores. Retail isn’t the only way. Lots of people sell products online on their own. All you need is a website with a product line and you are in business.

People buy information all the time, so writing e-books to offer on the web is a big online business. The nice thing about an e-book is you don’t waste paper and you don’t do any shipping. Customers are able to download the book immediately after they purchase it from your site.

If you like network marketing, working this business through the internet is a great opportunity. If you find a good MLM plan that people like, your website can reach everyone who has a computer. That’s a big market! MLM success involves getting as many people as possible to join your network. A website always does this for you, all day every day.

You can help other people sell their goods by becoming an affiliate. This makes you a go between. You get the people who want to buy things to the sellers. You will get paid when a customer goes from your website to a linked site and then buys something. You can do this safely with a 3rd party mediating company. Theses companies also help bring the affiliate and the seller together.

If you learn how to create a high traffic website, you can sell it. Any website with lots of “hits” has value. You can sell these sites to companies who want the massive visitor influx.

This is simply the tip of the iceberg. It’s a small sample of how people earn money online. The options are endless. Having an online business can make you independently wealthy. The best part is that you don’t even need to leave the house.

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Like most people you may be extremely tired of the daily commute to and from work and wouldn’t mind exploring a franchise opportunity near your home. There are numerous business franchises all over and they are seen as successful enterprises too. Consider some of the following options when locating a franchise that is the right fit for your area.

First of all, there’s the reliable Internet search. You can look for any franchise opportunities available in your area or region through the ever happy to assist search engine. You can also join the mailing lists for local announcements and newsletters that will keep you up to date with new franchise opportunities.

Property that is new and has just opened up for business development is usually the place where business franchises host a fair or expo. By attending one of these events you will get helpful pointers and maybe that particular piece of land has been assessed as a lucrative location for a new franchise. Learning from experienced and knowledgeable franchise owners would be to your advantage.

At this point, you may have narrowed your choices down to a handful of potential franchises. Where do you go from there? The franchisees in your area, whether they’re in business now or if they’ve shut up shop, may help clarify a few things for you. The more franchisees and franchise owners you talk to the better. Don’t limit your discussions to one industry - remember there are lots of different types of franchise.

Let’s consider some of the benefits to opening a franchise in your community.

Socializing with your neighbors and other people in your community is a good idea especially since you may open a franchise. During all of these conversations you can find out what they like, how they spend their money and what service they feel their business district needs. This is very valuable information and somebody else outside of your community would not be as fortunate to get the inside scoop. In addition, it will most likely be your friends and neighbors who are your first customers even if it is just out of sheer curiosity or support of a new business entrepreneur. As you can see, if you were to open a franchise outside of your area then you would not be able to reap the rewards and will have to do a lot more work in order to gain that competitive edge.

What about the quality of your life? Environmentalists for urban and suburban sprawl often take City planners to task. The problem is that as a city’s population grows so too does the city. The advent of the automobile helped to overcome this problem, but a second problem emerged - rush hour traffic. Road networks have become congested, and people are finding they have to travel further and further, either spending longer hours behind the wheel or finding themselves at the mercy of the timetables of public transport, in order to earn salaries at places of employment many miles from their home.

Obviously, you can see the benefits of opening up a franchise in your local area. No more commuting in heavy traffic. Just having your business only minutes from home makes it so much more convenient to check in with your employees. There are so many personal advantages when working closer to home.

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